Credit Analyst Bilingual

il y a 2 semaines

Casablanca Metropolitan Area, Maroc Maroc Climate and Security Temps plein 300 000  - 450 000  par an

We're looking for a Credit Analyst (M/F)  
French and english speaker
 for our partner Carrier who is a leading provider of heating, ventilating, air conditioning and refrigeration systems, building controls and automation, and fire and security systems leading to safer, smarter, sustainable and high-performance buildings. Carrier is the world's leader in high-technology heating, air-conditioning and refrigeration solutions.

Main responsibilities
 :

  • Conduct analysis of orders on credit hold due to exceeding credit limits and overdue
  • Process credit-blocked orders after credit assessment
  • Analyze customer financial statements (BS, P&L, and CFS)
  • Assess new customer credit risks
  • Evaluate customers against policy and document credit risks
  • Define and approve credit limits based on the threshold
  • Support the review of non-standard commercial terms
  • Monitor ongoing customer credit risk
  • Update specific customer risks
  • Liaise with stakeholder groups to discuss options
  • Communicate with interested parties
  • Monitor customers nearing or reaching credit limits
  • Conduct Annual credit reviews according to SOX
  • Request deactivation of customer accounts where appropriate

Requirements

Looking for a candidate with excellent analytical, financial accounting skills, problem-solving capabilities, and ability to multi-task and prioritize within a dynamic environment.

Qualification:


• 2-4 years of experience in Credit Management or Finance


• Bachelor's Degree in Business, Economics, Finance, or Accounting


• Knowledge in Financial Analysis (Balance Sheet, Profit & Loss, and Cash Flow Statement)


• Highly proficient with M365


• Extremely detail-oriented


• Advanced written and verbal English; any other European language is a plus


• Excellent oral and written communication skills, with the ability to communicate across many organizational levels

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