Credit Analyst Bilingual
il y a 1 jour
Description du poste :
We're looking for a Credit Analyst (M/F) French and english speaker for our partner Carrier who is a leading provider of heating, ventilating, air conditioning and refrigeration systems, building controls and automation, and fire and security systems leading to safer, smarter, sustainable and high-performance buildings. Carrier is the world's leader in high-technology heating, air-conditioning and refrigeration solutions.
Main responsibilities :
- Conduct analysis of orders on credit hold due to exceeding credit limits and overdue
- Process credit-blocked orders after credit assessment
- Analyze customer financial statements (BS, P&L, and CFS)
- Assess new customer credit risks
- Evaluate customers against policy and document credit risks
- Define and approve credit limits based on the threshold
- Support the review of non-standard commercial terms
- Monitor ongoing customer credit risk
- Update specific customer risks
- Liaise with stakeholder groups to discuss options
- Communicate with interested parties
- Monitor customers nearing or reaching credit limits
- Conduct Annual credit reviews according to SOX
- Request deactivation of customer accounts where appropriate
Requirements:
Looking for a candidate with excellent analytical, financial accounting skills, problem-solving capabilities, and ability to multi-task and prioritize within a dynamic environment.
Qualification:
- 1-2 years of experience in Credit Management or Finance
- Bachelor's Degree in Business, Economics, Finance, or Accounting
- Knowledge in Financial Analysis (Balance Sheet, Profit & Loss, and Cash Flow Statement)
- Highly proficient with M365
- Extremely detail-oriented
- Advanced written and verbal English; any other European language is a plus
- Excellent oral and written communication skills, with the ability to communicate across many organizational levels
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